Your new company

Your new role

You will be responsible to own end-to-end credit risk modelling across the retail lending lifecycle, including acquisition, underwriting, line management, and collections. You will also be responsible to enhance existing scorecards and risk models while developing new predictive models using alternative and traditional data. Not only that, you will also monitor model performance, recalibrate where necessary, and ensure regulatory and internal compliance. Work closely with product, strategy, and collections teams to translate insights into actionable risk strategies. In a lean environment, contribute across analytics, reporting, documentation, and governance to continuously improve portfolio performance and risk management capabilities.

What you'll need to succeed

• Over 10 years of experience in credit risk modelling within retail lending, fintech, or banking background

• Technical sound in SAS, Python, R or SQL with solid understanding of credit risk methodologies (scorecards, PD/LGD models, segmentation)

• Ability to manage end-to-end model lifecycle independently with strong business acumen and ability to translate data insights into strategies

• Comfortable working in a lean, fast-paced environment with broad responsibilities

• Good communication and stakeholder management skills

What you'll get in return

In return for your dedication and hard work, you’ll be rewarded with:

• Competitive compensation package including a competitive performance-based bonus structure and consistent career development

• Opportunities to work with a market leading team within the Financial Services industry

• Excellent career support and leadership training

What you need to do now

If you're interested in this role, click 'apply now' or forward an up-to-date copy of your CV to ashley.tan@hays.com.my. If this job isn't quite right for you but you are looking for a new position, please contact Ashley Tan at Hays on +60378906274 for a confidential discussion on other opportunities in Audit, Risk and Compliance.

At Hays, we value diversity and are passionate about placing people in a role where they can flourish and succeed. We actively encourage people from diverse backgrounds to apply.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.